Talking to a mortgage broker is an important first step. Work on establishing your budget by sending them your documents and getting your pre-approval in place.
Decide on a trusted Realtor you want to represent you. At this point, I like to set an appointment to get to know you and discuss your plans and real estate goals.
Determine your wants and needs in your next home. Is this an investment property to generate income? What features are on your must-have list, and what features would be nice-to-have.
Once you have your pre-approval, we will decide what budget range you should be looking in, based on what is available in today's market.
Shopping for a home is a process of elimination, not a process of selection. Once I know your must-haves and budget, we can start eliminating any properties that do not fit those needs.
Start looking at houses! I will make appointments to view properties that might work for you. We will discuss what you like, and what you don't like, to further narrow down your choices.
Once you find a property you like, I will do a market assessment to determine market value, discuss any red flags, and advise you on the best strategy to make an offer.
We will write and review the offer together. At this point, negotiations begin. My primary focus is getting you an accepted offer within the terms you are comfortable with.
Once your offer is accepted, I will guide you through the process, and communicate with each party as needed, right up until the day of closing. Congratulations! You just bought a house!
